Long Term Insurance

Investments: Investment policies help clients to save towards planned events such as children’s education, purchase of a house or motor vehicle, a dream holiday or wedding. Upon maturity the client can take the entire investment amount or re-invest.
Retirement: A retirement policy helps you to save during your working years for a time when you are no longer working due to old age, but you want to continue living comfortably with regular income. Upon retiring the pensioner receives a living annuity for the rest of his/her life.

Wherever you are along life's journey, First Sun Alliance offers flexible comprehensive cover to help build a secure future for you and your family. It's not a nice thought, but it's important to consider what would happen if your family's main income earner passed away, suffered a critical illness or was permanently unable to work due sickness or injury. With straight-forward and affordable insurance options, FSA gives you the peace of mind of a secure financial future for your family.

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Funeral Cover: A funeral plan is designed to provide funds to assist the family to cover funeral expenses upon the passing of a loved one, the cover amounts ranges from a minimum of P10 000 to a maximum of P100 000 for the main member .A funeral plan provides cover for: Main member; Spouse; Children; Parents and parents in law; Extended family.
Life Cover: A life cover can be said to be an income protection plan, it a pays a lump sum upon the death of the policyholder. The proceeds from a life insurance policy can be used as the surviving spouse income, it can pay for children’s education, liabilities and to help with the general maintenance of the family lifestyle.

Types of Long Term Insurance

Life Cover is the provision of income in the event of untimely death of the breadwinner. The premium is determined by the sum assured and the age of the life insured